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Designed for:
Business travellers both individual and companies requiring a comprehensive travel insurance package.
Eligibility:
Available to EEA, Channel Islands or Isle of Man residents
EEA is defined as - The European Economic Area incorporating member countries of the European Union, Iceland, Liechtenstein and Norway.
Age limit:
Normally 65 years – higher limit may be available on application.
Underwritten by:
For Sections 1-10 Mondial Assistance Europe N.V. and administered in the UK by Mondial Assistance (UK) Limited.
For Section 11 BONDPLUS (financial failure) only, AmTrust Europe Limited.
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Cover provided:
This is an Annual Multi-trip travel insurance policy covering business travel for individuals or for companies.
In addition to high levels of cover, the policy also includes other essentials such as business equipment/samples, staff replacement, cost of a replacement trip, loss of frequent flyer points and even “bumped” flights – see the Policy Summary and Policy Wording for further details.
Cover includes:- Medical and Emergency Expenses up to £10,000,000
- Cancellation, Loss of Deposit or Curtailment up to £10,000
- Personal Accident up to £50,000
- Business Equipment /Samples up to £5,000
(single item limit £2,000)
- Personal Possessions up to £2,500
(single item limit £500; valuables limit £500)
- Staff Replacement Costs up to £10,000
- Re-arranged Trip Costs up to £2,500
- Loss of Frequent Flyer Points up to £1,500
- Bumped Flight up to £200
- Unexpected early return to place of business up to £1,000
- Kidnap and Hijack cover up to £25,000
- Personal Liability cover up to £2,000,000
- Legal Expenses up to £25,000
BONDPLUS (financial failure) cover up to £2,500
BONDPLUS is automatically included and provides cover up to £2,500 if your holiday/trip has to be cancelled due to the financial failure of your travel or accommodation provider.
Leisure option
Leisure only trips up to 31 days duration can be included by paying an additional premium – your family will be automatically covered.
Note: A limit of up to £2,500 per person applies to Cancellation, Curtailment or Abandonment cover.
Unique Features:- Flexible approach to cover where the premium is either based on the number of employees travelling or declared ‘trip pattern’
- Simple to administer (no declarations)
- No policy excess
- Automatic Leisure Travel & Winter Sports extension for primarily Business Trips
- Cover for accompanying spouse and children
- Insurance Premium Tax at 5% for policies in a company name or 17.5% for sole traders/partnerships
- Cover can be provided for both manual and non manual occupations
Premium Options:
There are three ways to obtain the cover -
(a) Per person basis – with group discounts applying for more than 5 staff on the policy. Premiums start at £93.85 + IPT.
(b) Travel pattern basis – a flat premium based on the predicted number of trips. Premium start at £250 + IPT.
(c) Tailored options – include premiums based on existing claims experience, voluntary excesses required and complimentary cover to Private Medical Insurance arrangements.
How to Apply:
By contacting us on 0845 230 3526 (opening hours: 9am to 5pm Monday to Friday excluding Bank Holidays).
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